Key Definitions & Article Summaries
The denial of home loans within a specific geographic area aimed at a population of people in favor of another (Cohen, 2024 p. 93).
Where at least two racial groups live separately from each other, often caused by state/institutional policies that directly influence their interactions. (Cohen, 2024 p. 93)
Hess, C., Colburn, G., Crowder, K., & Allen, R. (2023). This article focuses on the racial gap between Black and White families with housing affordability from 1980–2017. A steady decline between Black and White households is seen until 2007, where the gap began to widen through the remaining research period.
Neal, M., Zinn, A., & Zhu, L. (2024). This article examines the quality of housing and its influence on wealth across Black and White households, with a third aspect briefly detailing the health implications associated with living in differing housing conditions across these racial lines.
In the context of housing across race, conflict theory encompasses the historical struggle of Black families with getting equitable housing opportunities relative to White families — from government policies that gatekept Black homeownership to compounded opportunity costs persisting today (Cohen, 2024, p. 18).
Link: https://www.youtube.com/watch?v=4ngelr9h2jM
This TED-ED video provides an overview of racial housing practices into the mid 20th century, with emphasis on racial covenants restricting nonwhite homeownership. It further explains the disparity behind Black home ownership and wealth compared to White families, along with the persisted issue of residential segregation after 1968's Fair Housing Act.